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STM Group also offers a multi-jurisdictional QROPS and a Malta QROPS.

Another industry source in Gibraltar also suggested that other firms may soon break the QROPS transfer embargo and that the government is about to announce negotiations with HMRC have led to a resolution of their disagreement over tax for pensioners.

The argument has raged between London and Gibraltar for almost two years as HMRC and the Treasury disputed that Gibraltar’s zero rate income tax for pensioners complied with QROPS rules.

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STM Group sees the Gibraltar QROPS lite as an alternative to other low-cost QROPS – giving clients direct access to a Prudential investment fund manager.

The group says that the Qrops is the first product to offer a transfer to a QROPS without entry cost. To find out more contact the leading advisory firm,

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